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Most people have several questions in mind like ‘how budget 2012 going to affect me and my lifestyle?’ Here we analyze the budget impact on the common man in our daily life.
Impact on individuals
The most direct way by which the union budget affects the common man is through changes in taxation- both direct and indirect. Direct taxation impact involves changes in income tax exemption and deduction. For instance, in this year’s budget the finance |
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Decide what you really need by making a list before you venture out. And keep looking at that list while you wander around, so that you’re aware of what you really need, and what you like the look of. Make sure to be armed with only a limited amount of cash and ensure that you stay within your budget.
These days, whether you’re at home, or out in the city, you are constantly bombarded by messages to Buy! Buy! Buy! From phones, laptops and other electronic gadgets, to |
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| For a long time, investing in mutual funds has been synonymous with investing in equity. Though investors prefer and choose a range of debt products, such as bank deposits, bonds, company deposits and saving schemes, debt funds are still not in the preferred list. This is because a debt fund is seen as a complicated product with a varying NAV and dividend compared with a simple debt product that returns the principal and pays interest. Here are six pointers that can help you understand debt funds. |